The United States economy has been volatile recently due to the COVID-19 pandemic and political turmoil. These factors have affected the growth of the country. Recently, there have been signs of a recovery, but the economy still faces many challenges, and some predict a coming recession. A big issue that has slowed growth of the…
While personal finance and financial management involves numbers and facts, there is still a “human” factor. Spirituality can have an impact on your personal finance decisions and there are many relationships between your personal beliefs and managing your finances. It is often complex and multi-layered. While it may initially seem like there isn’t an immediate…
There are many ethical considerations when it comes to investing. While the primary goal of investing is typically to make a return on money, investors should also consider social and environmental effects of their investments. There are some concepts and frameworks that can help guide ethically responsible investing. 💡 Fun Facts… 1) Over $30 trillion…
Buying a home is a huge commitment no matter what size house you buy. There’s mortgage payments, property taxes, homeowners insurance and lots of maintenance. But buying can give you a place to plant your family tree and provide that sense of roots that renting may not. There are many pros to owning a home,…
Have you ever wanted to ask for a higher salary? The thought of it can be overwhelming and intimidating, but you should remember that you should get paid what you deserve for the work you do. While it may be an uncomfortable conversation to have, it’s a normal part of the job process. Here are…
Investing can be intimidating to someone who’s new at it. The stock market can look like a roller coaster, and sometimes it is! If you look at the bare bones basics of investing, it’s simply placing your money somewhere it will, hopefully, earn you a profit. Generally, the longer you keep your money invested, the…
Use the App Opening up a checking account is simple. Go to the bank with proper identification and enough funds to open an account. Most of us have had a checking account since early adulthood, so why do some people still have trouble keeping their checking account balanced? Gone are the days where it’s necessary…
Start with the Minimum It’s always good to have something extra tucked away for rainy days and emergencies, but more often than not, it’s easier said than done. Thankfully, most mainstream financial institutions no longer have ridiculous minimum requirements to open a savings account. You should be able to find a reputable bank where you…
For some people, saving money in general is challenging. Add inflation to the equation and it may seem impossible. There are ways, however, to keep spending down and put money in your savings by following some simple guidelines. Granted, it may take some self-discipline and training to handle your finances differently so your spending doesn’t…
Cryptocurrency has been around for over 10 years and it refers to digital or virtual currencies. Bitcoin is the most well known and traded crypto, but there are now thousands of other cryptocurrencies in circulation. Recent surveys indicate that 100 million people worldwide own some type of cryptocurrency and the total value is over $2…
